Resources for Teaching Financial Literacy

Financial Literacy

Lessons, Activities, Learning Games & Other Resources for Teaching Financial Literacy

Use these resources to supplement your curriculum and help students gain the financial literacy skills they’ll need to manage their financial resources effectively throughout their lives.


National Standards in K-12 Personal Finance Education
Created and maintained by the Jump$tart Coalition® for Personal Financial Literacy, this document delineates the personal finance knowledge and skills that K-12 students should possess. NEA encourages educators to advocate for the adoption of these standards to promote student financial literacy.

Jump$tart Coalition Clearinghouse
An online library of financial education resources, for teachers, students, and parents.

Lesson Plans

An Introduction To Saving And Spending ( PDF, 48 KB, 3 pgs.)
Students in grades K-1 create a simple savings plan. Standards are listed.

Checking Accounts And Alternative Banking Methods ( PDF, 63 KB 5 pgs.)
Students in grades 2-3 learn about cash, ATM transactions, checks, and credit cards and saving. Standards are listed.

Introduction To Credit ( PDF, 59.1 KB, 7 pgs.)
Students in grades 4-5 are introduced to credit cards, credit card advantages, and responsible credit. Standards are listed.

Why Money? ( PDF, 81.8 KB, 26 pgs.)
Students in grades 6-8 work in pairs take part in a trading simulation to learn about barter and the benefits of using money. All necessary materials are included.

What Can I Afford?
Students in grades 6-8 explore the costs of various cell phone plans. Standards are listed.

What Does The Fed Do? ( PDF, 725 KB, 29 pgs.)
Students in grades 9-12 learn the three basic functions of the Federal Reserve System and participate in a banking activity to learn about the fractional reserve banking system. All necessary materials are included.

Smart Consumers, Smart Choices
Students in grades 9-12 analyze budget, opportunity costs and self-regulation. Standards are listed.

Lesson Sets

Lesson Plans for Teachers
Lessons for elementary, middle, and high school in economics and personal finance. All lessons can be downloaded as PDFs. Lists National Standards.

TD Bank WOW Zone
K-12 lessons and resources in financial literacy.

Finance in the Classroom
K-12 math, social studies, and language arts lessons and activities by grade. Includes videos, music, PPTs, and print materials. Utah Standards. Students earn a financial literacy passport. Features an annotated bibliography of books to support instruction in financial literacy.

K-16 lessons and interactives on money and banking, economics, personal finance and the Federal Reserve.

Econedlink: Economic & Personal Finance Resources for K-12
Lessons and interactive tools for teachers and students.

Hands on Banking: Instructional Resources
Instructor guides with lessons for K-12.

K-12 lessons. Standards listed.

Money as You Learn
Lessons for K-2, 3-5, 6-8, and 9-12 integrating personal finance and the common core. Math lessons are available now. English lessons coming soon.

Financial Education
A growing collection of financial education lessons for grades 6-12.

Money Math: Lessons for Life
Four units for middle school math students using real-life examples from personal finance. A downloadable PDF includes a teacher’s guide with lesson plans, activity pages, and teaching tips. Correlations to standards are supplied.

Background Resources

Big Push for Mandatory Personal Finance Classes in School
Reports that the Consumer Financial Protection Bureau endorses mandatory personal finance classes in grades K-12.

Finance Resources
Federal Reserve resources (lessons, activities, brochures, publications, and more) for teachers, students and the public.

Can Games Build Financial Capability?
A report arguing that financial literacy video games can improve financial capability.


Practical Money Skills: Games
Online financial educational games for students and adults.

Finance In The Classroom: Interactives For Kids
A large library of financial activities for K-12.

It All Adds Up
Teachers guide, games, and simulations for teens.

What’s Up In Finance?: Games
Three games for grades 6-12.

Online Personal Finance Game
In this game, middle school and high school students compete against classmates and learn personal finance skills.


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